Gender Directive

The European Court of Justice (ECJ) has ruled that Article 5(2) of the Gender Directive 2004/113/EC breaches European Union gender discrimination laws. Article 5(2) currently permits individual member states to differentiate between men and women when pricing insurance where statistical evidence shows gender is a determining risk factor. The ECJ has ruled that this derogation is invalid from 21st December 2012.

This will have fundamental implications for the insurance industry, the pensions industry and consumers – and the Society will need to consider the implications for certain of its ASPs. 

At this meeting, Dermot Corry will examine the implications from a life assurance perspective, Ger Bradley will speak about non-life issues arising and Keith Burns will consider the implications for pension schemes.  Dermot, Ger and Keith chair the Society’s Life, General Insurance and Pensions Committees respectively.