Inflationary pressures in the Irish Private Health Insurance market

Event Type
CPD Event

12.30pm:  Tea/coffee/sandwiches
1-2pm:  Meeting

Alexander Hotel

The Society's Healthcare Committee has prepared a research paper on inflationary pressures in the Irish Private Health Insurance market.  This has produced some interesting findings in relation both to recent trends and future projections, including:

  • the ageing of the insured population contributed approximately 2.5% p.a. to claims inflation between 2009 and 2015.
  • the potential inflationary impact of projected future demographic changes on health insurance premiums from 2016 to 2046 will be in the region of +1.3% p.a., with the strongest effect (approximately 1.7% p.a.) expected over the period 2016 to 2026 with the inflationary impact gradually weakening in the years after that.
  • there is a good correlation between the penetration rate of private health insurance cover and the excess of premium inflation over growth in disposable incomes.

The paper is available below.

Click here to listen to the podcast


Institute of Bankers Accreditation reference number:

2016-2671 (LIA-0-13062)



Members of the SAI Healthcare Committee
Cost (members)
Cost (non-members)

LIA Accreditation: This event has been accredited by the LIA.