Webinar: Preventive care and digital health – fad or forever?
If you missed the live webinar, you can catch the recording on:
This event is taking place virtually, over Zoom. Click here to read the Zoom user guidance notes.
Preventive health care is the thing you do before you get sick to stay healthy. Digital health aims to boost our health and wellbeing. So, it is no surprise that these two topics go hand in hand. With the development and deployment of digital technologies in healthcare, we can more easily achieve the holy grail of medicine: Prevention. Firms are increasingly under pressure to embed preventive and digital health solutions; consumers are wanting a health partner rather than being a claim paying instrument. But the question remains unanswered – is this a long-term shift or just a fad?
In this session, Dharshini and Ailsa will discuss the importance of preventive health and highlight key considerations for insurers around preventive and digital care. They will also consider:
- Why early care is important
- The impact of preventive care on overall healthcare and the challenges it brings
- The role of digital health in prevention and how insurers can truly become leaders in this space
This will be a high-level interactive live session rather than a technical one. It should be of interest to actuaries of all levels with an interest in healthcare, including senior actuaries and team leaders who are responsible for healthcare.
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Ailsa is a Partner and an experience Actuary who, after advising pension scheme trustees earlier in her career on funding and risk transfer, now specializes as a longevity and health consultant in the Insurance & Financial Services practice at Hymans Robertson. She has experience in the areas of new structures and products, with significant experience in the bulk market. She previously sat on the IFoA long term care working party and worked internationally with Ernst and Young and Medibank, the largest health insurer in Australia.
Dharshini is an associate consultant in Hymans Robertson’s Property & Casualty team. She has over 5 years’ experience in the healthcare industry where she has led work in the areas of pricing development, strategies, and trend movements in the market. Her focus was primarily in international pricing predominantly in Asian, European and African market. She worked extensively on building rating tools to price medical products based on various underwriting guidelines and market specific methodologies. Dharshini has also developed trend analysis and inflation models for healthcare in the different regions and regularly monitored the impact of inflation. Recently, she organised a health and private medical insurance roundtable amongst health providers in the UK to discuss leading challenges and topics in the market and carried out a preventive care and digital health survey. Dharshini has done several IFoA and international talks concerning topics such as inflation, consumer duty and ESG.
Nicky has been providing unbiased advice on the drivers behind changes in longevity and health for the pensions industry in the UK and internationally since 2007. She joined Crystallise in 2024 and has led the longevity consulting since. Nicky works directly with clients to increase their understanding of the medical and socio-demographic elements that impact mortality, morbidity, and longevity risk. A leading mortality and longevity expert, Nicky provides full consulting support to clients from across the insurance spectrum. Nicky has supported clients with underwriting, annuity pricing and product development as well as internal model calibration to fulfil regulatory requirement. Nicky’s background includes a long career in the UK National Health Service, firstly in intensive care, and latterly in Public Health. Nicky is an affiliate member of the Institute and Faculty of Actuaries, (IFoA), Honorary Fellow, and is a member of the IFoA Health and Care Board. Her previous roles within the IFoA have included: chair of the IFoA diabetes working party and chair of the associated steering group to oversee an external research project, co-chair and member of the COVID-19 Actuarial Response Group (ARG) and deputy chair of the IFoA antimicrobial resistance working party Nicky has presented on numerous occasions at industry conferences usually related to providing medical insights to insurers and actuaries. In her spare time Nicky enjoys training for and participating in various physical endurance events.